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We hear this question a lot, “how do I buy a car with bad credit?”  It can feel like a daunting task to purchase a car with poor or no credit.  According to Equifax, the average credit score in Missouri was 705 in 2024.  However, a large percentage of Americans can’t qualify for traditional credit on cars because of either not having a good enough score, or not having a score at all.  What options do you have if this applies to you?  Keep reading to find out!

Key Takeaways

• Bad or No credit individuals can purchase by cash, through a Buy Here Pay Here (not recommended), or using a program called Guaranteed Financing
• Guaranteed Financing is the preferred choice for low and no credit purchasers.
• Never Say No Auto specializes in Guaranteed Financing, but also offers traditional financing and cash options for those that [...]

Flexible Financing

We know that flexible car buying matters when shopping for a vehicle. We’re happy to let you know that your credit application is valid at both of our locations. Shop our Springfield and Bolivar, Mo locations with peace of mind. Whether you start the process at one lot or the other, you can complete your purchase wherever is most convenient for you.

  Shop Across Locations, Pick-Up Where You Want

Found your dream car at one of our locations but prefer to pick it up at another? No problem! Our cross-location shopping allows you to browse our inventory at both Springfield and Bolivar, Missouri and complete your purchase wherever is most convenient for you. Simply coordinate with your sales representative, and we’ll handle the logistics.

 

Financing That Follows You

Once you are approved for financing, your application remains valid at both of our Springfield [...]

Choose Your Path

 

Buying a vehicle these days can be overwhelming but there’s really only two main roads: the online route, where almost everything happens online, and the classic, in-person route at the dealership. Both have their pros and cons, and this blog will help you steer toward the option that makes you most comfortable and makes most sense for you.

 

Digital Car Buying

 

When buying a car in person, it’s more about the hands-on experience and the relationship rather than saving time. You visit a dealership, talk with salespeople, and take different cars for a test drive to find the one that feels just right. Negotiating terms, arranging financing, and usually, driving away with your new ride can all happen in a single visit.

It can be nice to get everything handled in one stop. Not to mention, you can get expert advice on different makes and [...]

Do you want a new car but still owe money on your current car?  Can you trade in a financed car?  Certainly, we take your current car in on trade before you’ve paid it off.  How can you do it?  Finally, we have the answers to help you understand how it’s done. Yes, Trade in a financed car Trade in your old car before you’ve paid it off.  This is something that we do to help customers like this all the time. Don’t worry about paying off your car loan and waiting for the title to come before you come shopping with us. How to trade in a financed car Never Say No Auto makes it simple to trade in a financed car.  In fact, we deal with your bank or financial institution in order to pay off the loan for you. You can use a loan calculator when figuring out car loan to see what you need to pay or when you come to us we take care of it for you.  We'll contact your current lender and get payoff information when calculating the financing terms on your new car loan.  Take possession of the new car, and we deal with your lending institution to pay off the old loan so they will send us the Lien Release. Don’t Forget Lastly, when you [...]

Hyundai Elantra The Hyundai Elantra combines incredible value with impressive styling & excellent tech features. The Elantra isn’t just one of the most stylish entries in the compact car segment, it’s one of the best looking cars on the road. It also offers competitive resale values, amazing safety features, & loads of premium convenience options. Mix all of that with its wonderful fuel economy & you have a stand out subcompact sedan that’ll last you for years! If you’re looking for maximum car safety while driving you’ll probably want to look into blackboxmycar, an online site for you to look and purchase different dash cams. Hyundai Elantra Interior One of the most appealing aspects of the Hyundai Elantra is the comfort & surprisingly spaciousness of its interior. The Elantra seats 5 comfortably & offers cloth & leather options. The front seats are supportive with plenty of legroom & also insulates riders exceptionally well from outside noise. There are two full sets of LATCH connectors for installing car seats. The Elantra provides 14.4 cubic feet of trunk space, which is e Excellent Safety Ratings The Hyundai Elantra stands out for its adv [...]

Our Used Cars Are Loaded w/Modern Tech! With Thanksgiving around the corner it's important to reflect on all we have to be thankful for. Family, friends, & country all top the list, but something that may go under the radar is the massive amount of new car features. Modern drivers demand a lot from their cars, power, refinement, and tons of safety features. There are even things like reward credit cards that drivers can get to save money, if you are interested you can take A Closer Look at Petrol Rewards Credit Cards here to give you a better idea of how they can benefit you. When you save money with your petrol card, you can invest in more safety features for your car. These are just some of the things that drivers look for when they decide to look on places such as Intelligent Car Leasing for a new car to lease. New cars have had to adapt to these demands by adding features on each new model year. When you acquire a new car, it's natural to want to keep it in pristine condition and l [...]

Used Car Maintenance Tip Recently bought a used car? Had your vehicle for a while? Either way, winter can be brutal on cars, which is why it’s vital that drivers properly prepare before conditions turn. Whether you’re driving on the highway or just warming the car up in the driveway, problems can arise in a variety of ways during the winter. With proper maintenance, you can keep your car running for longer and even improve its resale value – learn about resale values. Ensure your vehicle makes it through the winter by following these 6 Steps for Preparing Your Car for Winter! This way you can avoid any unnecessary disasters. If you do experience a problem, be it servicing or body repairs, consider using the services of Levanders Auto – https://www.levanderauto.com/. 1. Test Battery Battery capacity decreases significantly in cold weather, so it’s important to have a mechanic or use a battery tester to ensure it’s at peak performance. Parking a car in a garage, out of the freezing cold, is another way to protect the battery. Having jumper cables handy is also important, not only [...]

Choosing a midsize crossover can be a challenging task. The competition is fierce and there are many fantastic vehicles in this class. However, there are also many duds and being able to distinguish the difference can be difficult. One great choice to consider is the Ford Escape, and luckily for you we try to keep a few in stock at all times. Here are 10 reasons that help set the Ford Escape apart from the rest and why you should buy one today. 1. Attractive Styling The Ford Escape is among the most stylish crossovers currently in production. The updated front end helps give the Escape a more refined character & the black exterior trim help it look stunning. The Escape also provides some signature paint colors such as Ruby Red, Lightning Blue, and Canyon Ridge. 2. Comfortable Ride Quality The Ford Escape has a soft suspension that absorbs all the bumps the road throws at you. The ride quality is incredibly smooth and quiet making it a great vehicle for travel and long commutes. 3. Excellent Cargo Space The Ford Escape has some of the most cargo space in its class. With the rear seats down, you can get an impressive 68 cu. ft. of space for whatever you need to haul around. If you are carrying passengers and cargo, you sti [...]