Author Archive: Daniel Ericsson

We hear this question a lot, “how do I buy a car with bad credit?”  It can feel like a daunting task to purchase a car with poor or no credit.  According to Equifax, the average credit score in Missouri was 705 in 2024.  However, a large percentage of Americans can’t qualify for traditional credit on cars because of either not having a good enough score, or not having a score at all.  What options do you have if this applies to you?  Keep reading to find out!

Key Takeaways

• Bad or No credit individuals can purchase by cash, through a Buy Here Pay Here (not recommended), or using a program called Guaranteed Financing
• Guaranteed Financing is the preferred choice for low and no credit purchasers.
• Never Say No Auto specializes in Guaranteed Financing, but also offers traditional financing and cash options for those that [...]